Tesco Bank, a UK-based retail bank serving over five million customers and processing 30 million transactions per day, sought to reduce fraud while enhancing security and more easily complying with regulatory requirements like PSD2 and Confirmation of Payee (CoP). A trusted Tesco Bank partner for years, ProofID deployed PingAuthorize to reduce account takeover and push payment fraud, while providing Tesco Bank with a single identity platform across web, mobile, API and telephony channels. By deploying PingAuthorize and integrating it with risk and fraud systems, Tesco Bank can take a risk-based approach to each transaction (login, registration, account recovery, account self-service, financial transaction, etc) and set authentication thresholds according to the risk profile. Tesco Bank also leverages PingFederate and PingAccess to secure authentication and authorization processes. The partnership between ProofID, Tesco Bank, and Ping ensures that Tesco Bank is more easily addressing compliance while protecting vulnerable customers and reducing fraud.